What about payday loans?

cyberfriend

Newbie

Posts: 4

What about payday loans?

« on: October 23, 2008, 10:35:11 PM »

I have three payday loans out and i am trying to pay them off but every time the payments hit my checking account the money makes my account to be over drawn wht can i do i make good money but i have been screwed up for the past month.


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Mo Cheng

Administrator
Full Member

Posts: 124

Re: What about payday loans?

« Reply #1 on: October 25, 2008, 12:43:24 PM »

you just going to have to pay down the principle of the loan one way or another. If you are completely maxed out (if the loans you are getting are taking the rest of your disposable income), either get a temporary job of some sort, or let the loans go into default - talk to your lender about your options to pay off the entire loan.


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Chec King

Global Moderator
Jr. Member

Posts: 29

Re: What about payday loans?

« Reply #2 on: October 25, 2008, 04:11:58 PM »

If the lenders are part of the CFSA, they are required to offer an Extended Payment Plan to you as long as your loan is not past due. Call them to ask about the membership or go to the CFSA wesite to check thier affiliation.


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maralyn

Jr. Member

Posts: 5

Re: What about payday loans?

« Reply #3 on: July 21, 2010, 12:15:28 AM »

what is CFCA....could i get more about CFCA..


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GRodriguez

Administrator
Full Member

Posts: 124

Re: What about payday loans?

« Reply #4 on: July 21, 2010, 12:34:59 PM »

Also, the CFSA's industry page is the "Payday Pundit", which primarily keeps us posted on legislative movement in our industry.


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