Improve Credit Score tips

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Avoid Some Common Mistakes
Review your all credit reports from all possible credit bureaus for accuracy once a
year as well as several months before applying for a loan. Try to get your credit report from the three major bureaus: Experian, Trans Union and Equifax.

Pay bills on time
Your payment history makes a major percentage of your total credit score.
Paying your bills on time is the best way to get your credit score raised.

Try to reduce Credit Card Balance
Always try to reduce your credit card balance.

Keep the old account Active
Closing your old accounts can hamper your credit history and it makes you less credit worthy.

Avoid Bankruptcy
Bankruptcy will lower your credit score by 200 points or more and is very hard to come back to initial score.

You may get some more Information from
Loan Information and Articles

[AlTheLoanGuy]

i think paying your bills on time and not spending more than you can afford is the best tip you can possibly give to someone   

[milton_ron]

A credit score reflects credit payment patterns over time, with more emphasis on recent information. Ways to improve a credit score generally include the following:

Pay your bills on time. Delinquent payments and collections can have a major negative impact on a credit score. Keep balances low on credit cards and other "revolving credit." High outstanding debt can affect a credit score. Apply for and open new credit accounts only as needed. Don’t open accounts just to have a better credit mix. It probably won’t improve your credit score. Pay off debt rather than moving it around. Also, don’t close unused cards as a short-term strategy to improve your credit score. Owing the same amount but having fewer open accounts may lower your credit score.

[paydayrate]

Hi,
Thanks for sharing such useful tips. These are really helpful to improve your personal credit counts and avoid unnecessary loans to clear the credits.
Regards,
Payday Rate