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The Payday Loan Forum - Industry Development Through Community Out Reach > Payday Loan Services Forum > Credit Reporting and Risk Management (Moderators: Chec King, GRodriguez) > What is credit risk management in indian banks?
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Author Topic: What is credit risk management in indian banks?  (Read 3616 times)
cyberfriend
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« on: October 23, 2008, 10:38:37 PM »
I  would like to know that how do banks mange their credit risk?is any kind of rating given to the banks for credit.
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Mo Cheng
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« Reply #1 on: October 25, 2008, 12:44:31 PM »
well in america there is a credit system they go by. its usually the credit history stored by experian, and transunion. Im not too sure about india though.
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Mo Cheng@Synaptic Database
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AlTheLoanGuy
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« Reply #2 on: April 12, 2010, 11:25:43 AM »
Quote from: Mo Cheng on October 25, 2008, 12:44:31 PM
well in america there is a credit system they go by. its usually the credit history stored by experian, and transunion. Im not too sure about india though.

i think they go by things such as jobs, length of employment, bank accounts balances, and etc.

I also think in US we rely too much on our credit system which in my opinion contributed to real estate industry cras
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